Mazda 3 insurance cost per month ????

[MoreYummy]

firefox444, which company do you use?

[aZuMi]

$122/month for 2010 Mazda 3, $180/month for the 2015 WRX and $80/month for the house. We have coverage for 2 people (32 and 30 yrs old) and have 2 speeding tickets which will be dropping in my up coming renewal. I think the reason I got it cheaper was the package deal for Allstate.

I'm allowed to do lowering springs, exhaust, etc with both the Mazda3 and WRX. Just not performance mods...like accessport, intake, dp...which sucks a bit...

[pwdunmore]

$122/month for 2010 Mazda 3, $180/month for the 2015 WRX and $80/month for the house. We have coverage for 2 people (32 and 30 yrs old) and have 2 speeding tickets which will be dropping in my up coming renewal. I think the reason I got it cheaper was the package deal for Allstate.

I'm allowed to do lowering springs, exhaust, etc with both the Mazda3 and WRX. Just not performance mods...like accessport, intake, dp...which sucks a bit...

So they let you put on mods but nothing performance related? What about if you did a MPG tune? @CloudPump maybe you can answer this.

Is any change in performance voiding your insurance?
I hate how you can increase performance and get denied but if you decrease it's performance (neglect or poor quality after market parts) there is no penalty as long as it is "road worthy".

[aZuMi]

So they let you put on mods but nothing performance related? What about if you did a MPG tune? @CloudPump maybe you can answer this.

Is any change in performance voiding your insurance?
I hate how you can increase performance and get denied but if you decrease it's performance (neglect or poor quality after market parts) there is no penalty as long as it is "road worthy".

I know, right? They specifically state no performance mods like intake/dp (not sure if many people even know what it is), AP.
I'm on OTC stage 1 tune for the WRX right now which I un-marry sometimes when I get paranoid on insurance, but accidents can happen anytime. The Mazda 3 is pretty much stock which has no risk, but I think I'll be lowering it again.

I started talking to my broker to get me insurance that allows some modifications...we'll see what he comes up with.

[pwdunmore]

I know, right? They specifically state no performance mods like intake/dp/AP.
I'm on OTC stage 1 tune for the WRX right now which I un-marry sometimes when I get paranoid on insurance, but accidents can happen anytime. I wish I can do intake and TBE too, but I will probably end up with tune+axleback only to minimize the risk. The Mazda 3 is pretty much stock which has no risk, but I think I'll be lowering it again.

I started talking to my broker to get me insurance that allows some modifications...we'll see what he comes up with.

Let me know if you hear any good news because I asked a while back and didn't have any positive responses.

I wonder what the insurance would do if, a mechanic repaired their engine with custom made parts, due to OEM replacements were more expensive.

i.e. replace a cracked casted exhaust manifold with tubular style as the parts were already at their shop. Broken/leaking stock air box replaced with a cheaper cone style.

If you tune for MPG does that mean you have increased performance? lol... These out dated policies need to be revisited. I would love to see the statistics of stock cars in accidents vs performance modded.

[Canadianbacon]

I had Elantra that was 3yrs old at 33,000 written off. Modded HIDs, straight pipe riced out. I was at fault insurance still paid me $14,000 payoff no questions asked and i bought car for 20k incl taxs insurance guy said i had a nice ride LOL? And im still with statefarm. MOD ALL YOU WANT!

[pwdunmore]

I had Elantra that was 3yrs old at 33,000 written off. Modded HIDs, straight pipe riced out. I was at fault insurance still paid me $14,000 payoff no questions asked and i bought car for 20k incl taxs insurance guy said i had a nice ride LOL? And im still with statefarm. MOD ALL YOU WANT!

I would say this depends on how cool your adjuster is lol...

[pwdunmore]

double post... this keeps happening... is something wrong with the site? @Aitch

[Aitch]

double post... this keeps happening... is something wrong with the site? @Aitch

I dunno. @S.F.W.

[S.F.W.]

I dunno. @S.F.W.

I have seen it occur here and there lately. I think it may be tapatalk related, will have to investigate.

[loki]

I have seen it occur here and there lately. I think it may be tapatalk related, will have to investigate.

It's happening alot

[Flagrum_3]

It's happening alot

It's also happening on several other Social Networks such as Facebook etc....pretty odd.


_3

[m_bisson]

Just got a quote for $114 a month for my truck. but if I add in my home insurance it drops to $96 a month. Just gonna shop around for home insurance now to make sure it's worth combining....I hate insurance shopping.

[Firefox444]

firefox444, which company do you use?

TD Meloche Monnex. I should also point out that I get my house insurance from them as well, so there's probably a bit of a discount baked into that price.

[Hotsky]

Mine just went down to $144/m - lowest I've ever paid! I'm in Hamilton.

[soccerboy1491]

Mine went down to $333... I have one minor conviction on my record still but not sure what it is as I only had one speeding ticket. Unless the other one I got back when the cop towed it for being "unsafe" lol Id have to get a drivers abstract online to see what it is.

[jaimie08mazda3]

Mine went from 178 to 159 a month. Hurray for being 25 and no accidents or tickets in the last 5 years.

[m_bisson]

@Firefox444

When you say $118 "comprehensive"... Do you mean that you DON'T have collision coverage on the vehicle?

[74sickness]

490 a month just for car insurance on my 08 gs sport lol being 19 does not help

[Noobster12]

went from $275(2014) and now $220(2015)

[MS3_]

$255, in a 2012 speed3, full coverage and first time under my name. and in brampton.

[genericmoniker]

Dude what. What insurance company are you with?

Currently at 396/month for a 2011 Mazda2. In Brampton. Turned 25 in October, though I'm up for renewal fairly soon.

[tmpz]

Mine is suppose to be going down, Cooperators said $152/month to $127/month. I'll have to wait for the policy in the mail to believe that.

[MS3_]

Dude what. What insurance company are you with?

Currently at 396/month for a 2011 Mazda2. In Brampton. Turned 25 in October, though I'm up for renewal fairly soon.

im with The personal insurance, im 23, turning 24 this month.
i also got a discount from my work thats why lol

[Lmmorden]

Personal + mods = baaad