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Thread: Mazda 3 insurance cost per month ????

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    Member whiteomega's Avatar
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    Default Re: Mazda 3 insurance cost per month ????

    If you use winter tires, make sure you mention this to your insurance company, as it can help lower your premiums a bit. It depends on the company though. Belair offers a discount for having winter tires on your car during the appropriate months.
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    Default Re: Mazda 3 insurance cost per month ????

    Quote Originally Posted by colinchrisc View Post
    I'm 24.
    2010 Mazda 3 GX.
    Car is under my name, only driver
    Belairdirect Insurance
    0 accidents
    0 claims
    0 tickets

    $260 per month:
    • $1000 Comprehensive Deductible
    • $1000 Collision Deductible
    • $1,000,000 Liability Coverage


    Any chance of my insurance dropping to $200 per month when I'm 25?
    It did for me but I'm not with Belair.
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    Default Re: Mazda 3 insurance cost per month ????

    Quote Originally Posted by She_Prime View Post
    I have BelAir too and my policy went up for renewal in December. Mine raised $50 a month!! I was crying.
    well they did pass that law that allows the insurance companies to raise their rate or whatever it was...mine went up about $13. $50 is a lot. Is Bel-Air still the cheapest for you?

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    Default Re: Mazda 3 insurance cost per month ????

    20 y/o male,1st vehicle, 340 a month

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    Sr Member She_Prime's Avatar
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    Default Re: Mazda 3 insurance cost per month ????

    Quote Originally Posted by bman13 View Post
    well they did pass that law that allows the insurance companies to raise their rate or whatever it was...mine went up about $13. $50 is a lot. Is Bel-Air still the cheapest for you?
    I shopped around and yeah it apparently was... I'm booked in for my G test next week and hopefully I'll pass it and then I'll be getting a better rate (fingers crossed)
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    Sr Member mazdaskit's Avatar
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    Default Re: Mazda 3 insurance cost per month ????

    Quote Originally Posted by standsideways View Post
    20 y/o male,1st vehicle, 340 a month
    340 is that under your parents lol or your in a good area
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    Default Re: Mazda 3 insurance cost per month ????

    Quote Originally Posted by standsideways View Post
    20 y/o male,1st vehicle, 340 a month
    Ouch!! lol

    Then again, I'm old.... I was paying $100/month for my 04 GT Sport...
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    Default Re: Mazda 3 insurance cost per month ????

    im 18
    2005 mazda 3 s sedan
    perfect record
    400/mnth
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    Default Re: Mazda 3 insurance cost per month ????

    Quote Originally Posted by bman13 View Post
    well they did pass that law that allows the insurance companies to raise their rate or whatever it was...mine went up about $13. $50 is a lot.
    ughhh yeah I just called Bel-air this afternoon and apparently it's "Bodily Injury" and "Accident Benefits" that went up specifically, which caused most people's insurance to increase this year. She said she saw similar cases to what Angela had just mentioned. I suppose my increase isn't too bad, but still annoying. Could have made that windshield claim after all...

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    Member JashiK's Avatar
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    Default Re: Mazda 3 insurance cost per month ????

    Quote Originally Posted by mazdabetty View Post
    Has anyone had their insurance rates RAISED at renewal time????

    I have a perfect driving record, no tickets or accidents, had a KILLER rate with Bel-Air for the past year and they just sent me a letter dropping the bomb on me... it's only an extra $13/month, but still wtf??? Do they think this is going to help them KEEP customers???
    I have an absolute clean record and my prems. went up by $4/month. This was the first time it had gone up for me. There are many factors i.e. number of accidents in your territory, statistics change, insurance company might be focusing on a different age bracket than what you were in and etc...
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    Default Re: Mazda 3 insurance cost per month ????

    Quote Originally Posted by She_Prime View Post
    I shopped around and yeah it apparently was... I'm booked in for my G test next week and hopefully I'll pass it and then I'll be getting a better rate (fingers crossed)
    It did when I was pre-25...after getting my G, it was the first drop, then after 25, another drop...then a random drop and then this past Nov, stupid increase....

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    Jr Member KOKKINO's Avatar
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    Default Re: Mazda 3 insurance cost per month ????

    Female, 25
    2006 Mazda 3 Sport GT
    2008 Chrysler 300 Limited

    Full coverage inc. $2,000,000Li

    310/mo. for both cars

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    Sr Member STeeLy's Avatar
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    Default Re: Mazda 3 insurance cost per month ????

    Quote Originally Posted by JashiK View Post
    I have an absolute clean record and my prems. went up by $4/month. This was the first time it had gone up for me. There are many factors i.e. number of accidents in your territory, statistics change, insurance company might be focusing on a different age bracket than what you were in and etc...
    My record is clean, but under 25. Mine went up by about $20/month. Seriously, what gives?

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    Default Re: Mazda 3 insurance cost per month ????

    I've heard someone tell me almost $75 or something a month...cant remember who they with (non-mazda owner) so I guess us 3 owners should consider ourselves lucky...but She_Prime, I feel your pain...$50 increase would be painful.

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    Default Re: Mazda 3 insurance cost per month ????

    I got a 50$ increase PER MONTH last year when I move from Mississauga to Mississauga.
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    Default Re: Mazda 3 insurance cost per month ????

    Quote Originally Posted by SKYMP3 View Post
    I got a 50$ increase PER MONTH last year when I move from Mississauga to Mississauga.
    shoulda stayed in Mississauga

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    Sr Member Thrizzl3's Avatar
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    Default Re: Mazda 3 insurance cost per month ????

    Quote Originally Posted by bman13 View Post
    shoulda stayed in Mississauga
    smartass comment..

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    Jr Member W_L89's Avatar
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    Default Re: Mazda 3 insurance cost per month ????

    Quote Originally Posted by SKYMP3 View Post
    I got a 50$ increase PER MONTH last year when I move from Mississauga to Mississauga.
    are u in mississauga's hood now or somethign?

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    Default Re: Mazda 3 insurance cost per month ????

    but I save 300$ per month after the move.

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    Default Re: Mazda 3 insurance cost per month ????

    175 with discounts and crap, it's high still considering

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    Default Re: Mazda 3 insurance cost per month ????

    I was quoted $113 month for 2010 Sport GT Auto. This is with staff discount, additional discount for having Fire Insurance with same company and further discount by getting quote done online. This is RBC Insurance.

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    Jr Member tmpz's Avatar
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    Default Re: Mazda 3 insurance cost per month ????

    TD MM
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    Default Re: Mazda 3 insurance cost per month ????

    I just had a long talk with my agent and they told me some good information, it's true and basically when you hear people getting low low rates, it's either 1. A group insurance, not a mutual insurance like most companies (state farm) or 2. The area.

    Basically he ran quotes for me and weather I drove a Porsche or high end BMW or my mazda/subaru the prices stay pretty much the same, with maybe 10-15$ more a month for the porsche. So what drives it up, is mainly the experiences of the driver, the liability basically. That which factors in the area you live in. If I just moved to oakville or waterloo/london, whatever further from GTA, my rates would go down probably $40-$50 a month meaning I would be paying $120ish. So don't believe everyone with their low rates, it's probably the area and group insurance rates.

    I'm 29 and have excellent record and with mutiple car/line discounts I still am paying $170ish

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    Default Re: Mazda 3 insurance cost per month ????

    2010 mazda3 GT-E
    32 years old
    married
    0 tickets fines ect.
    full g license
    127$
    300 deductible
    full coveredge
    johnson insurace

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    Default Re: Mazda 3 insurance cost per month ????

    my insurance went up over 2,000 dollars this year (as of February 18). Looked around and will be switching to Allstate, which quoted me a price cheaper then before the 2000 dollar increase.

    never had a speeding ticket or at fault accident. **** the personal.
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