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Thread: Speedy windshield repair

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    Jr Member Captain Mazda's Avatar
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    Thumbs up Speedy windshield repair

    Took my car to Speedy Auto Glass on Dundas and Dixie in Mississauga to fix a bad rock chip after insurance said they would take care of it. Adam is the head technician and owner of the shop and he's a consummate professional. He showed me every step of the repair process as well since it wasn't busy. He's a super nice guy who I can trust to do a great job and I had to make sure he got a glowing review here.

    Obviously there's still a trace of the chip left but the windshield is back to its original strength and I don't have to worry about the crack spreading.

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    loki (08-04-2017)

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    Armchair Detailer Jackal's Avatar
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    Default Re: Speedy windshield repair

    Just wondering why you didn't get it replaced using insurance.


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    Jr Member Captain Mazda's Avatar
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    Default Re: Speedy windshield repair

    I have a $500 deductible.

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    Jackal (08-04-2017)

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    Default Re: Speedy windshield repair

    Often windshields are covered under comprehensive, and don't effect your policy, and have no deductible

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    Jr Member Captain Mazda's Avatar
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    Default Re: Speedy windshield repair

    Under my policy I would've had to pay for it. I'll probably switch providers sometime soon.

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    Default Re: Speedy windshield repair

    Quote Originally Posted by Hyperion View Post
    Often windshields are covered under comprehensive, and don't effect your policy, and have no deductible

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    Not sure what policy you have but every policy that I've ever had has a deductible on comprehensive coverage. The only coverage with no deductible is repair of windshield chips since the chip repair is a lot cheaper for the insurance company than replacing the windshield.

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    Default Re: Speedy windshield repair

    I've had to have several windshields replaced over the years for various reasons, and in every case I could deal directly with a windshield shop and pay *less* than what my deductible would be without involving insurance at all.
    My 2014 M3 has an unrepairable chip on the passenger side, and I plan to replace it before Winter (or when it starts to crack, whichever comes first). And I already know that the replacement cost will be around $300 all-in. With a $500 deductible, involving my insurance company would be dumb.

    I know of people who've had a lot of comprehensive claims (windshields, animal strikes, etc), and suddenly found that their insurance company isn't interested in renewing them anymore.

    I'd imagine it's possible to buy a comprehensive policy with no deductible. But the policy cost would be significantly higher, of course. You're basically paying the deductibles up front, before making claims. If you make no claim, it's money tossed away. People are wise to get their broker/agent to give them quotes at various deductible levels and find their own "sweet spot".

    Brad.

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    Jr Member Captain Mazda's Avatar
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    Default Re: Speedy windshield repair

    Obviously I wouldn't have gone through insurance if I needed to replace the windshield. I'm also not going to throw away $400 on a full replacement or waste a windshield that can easily be fixed.

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