Agincourt Mazda + Worst people + Stay away from 3party financing!!!

[doriibabes]

so me and a friend were browsing around and i was looking at the mazda rx8. looking around in the dealership inside and no one ask me anything for 20 mins. so i go up to one person and his name was Jack. kso got some information for the rx8 and we were just looking and he told us to talk to his finance department. so we did his name was nathan. we i already knew i couldnt get financing but we tried anyways, then he kept bragging about knowing department heads and how we could get this car 100% TD, scotiabank and other big banks. so we got declined and we need co signers. i dont now alot of people with good credit willing to do it. So i ask a good friend of mine. still did not get accepted. so nathan suggested we get this "third party bank" so we did. this is when all the BULLSHIT STARTED!


by the way this nathan person NEVER PICKS UP THE PHONE! fat chance unless you go there. so we called this "third party bank" and they said we got approved for 20grand. then we got accepted for 17grand and the rx8 at Agincourt mazda was going for 19 so we went to another dealer downtown mazda. it was everything we wanted in a rx8 and so we got the vin number and everything btw we put $100 deposit for the 19 thousand rx8 so they can just hold it. so we told downtown mazda that we need to get the $100 deposit from mazda Againcourt so we could get started so we called nathan and he said it wont be a problem getting it back. so thats when his "Third party Loan" said No no it has to be lower. so i went to another dealer it was automatic i wanted it but decided to get a manual one. so i went back to Againcourt Mazda and they had Red in our budget rx8 so then i really wanted it so i put $1,000 more for my deposit.

So then I kept calling this "third party loan" by the way the company name is " Eagle Bay Financial" or " VariantFinancial.com" i dont know why they have 2 names......then the guy Turmore or whatever some blade short guy. but i'll get to that. he said go lower now im at 12,700. so no more rx8 now on the mazda 3. so it was 11,700. and when he called me to go to there office in Vaughn/Concord and im in Toronto east area. he said i had to bring my co-signer and my co signer his job is on a on-call basis. So this Tumore guy offer to give us a ride. so i called him for 2hrs and he did not pick up the phone. so my cosigner drove us....

First impression on Tumore he comes out from the little offices licking his ****ing and you expect me to shakes that? how unprofessional! so i went in and hes telling me the mazda 3 is not a GT model... yeah so? wdf? then they were calling back and forth with agintcourt mazda and this JACk sales associate keep telling Tumore get the rx8. and these idoits says they have standards. looking on the internet for this "Black book" on the internet for values of the car. Pretty much the mazda 3 was not worth 8thousand and my loan is 12,700 makes no ****ing sense! because of the value of the car? what ****ery is this! so basically wasted my time going up there when i took the day off for this bullshit oh hell no!

so then we went back to the dealer and told him what the **** get me back my deposit and you know what they said? NO! because they did the saftey and admissions on the red rx8? ok so there is nothing in writing me saying to do that. it was not 100% guarantee. WHATTTTTTT THE ****!!!

so then this JACk ass told us there is nothing they can do.. :bang:bang seriously! so then the Jack ass showed us some shitty ass car. yes it a car for A to B like you said your not a parent you dont know how strollers are you dont know how big car seats are so shut your mouth. he kept saying its a car man it for your family. if it is its not for us. omg seriously it was a hyundai accent 2006.............are you ****ing kidding ? if im the kind of person that is looking at and rx8 and planing to do major mods to it what kind of person would you think i would be HIGH CLASS MOTHER ****ERS!!! so **** na im aint getting that shit box. so I left that place and he calls me lie 10mins later saying i stuck a deal with this Turmore guy. so i went back there for a 2006 mazda 6.... for 6 grand.. OMFG you dont know...... to sign the bill of sale. so i did it.. so then Jack said the guy cant do anything now because his voice was recorded and they will get sued if they dont give us the loan. really now?

so the next day is today..... and i called Turmore to give us a ride to sign the papers for the mazda 6........ its not even Turmore that called me back it was the big dumb idoit in the room that was with. playing with a football like really do you want me to throw that at your big head? get down to business i aint playin. (VERY UNPROFESSIONAL) they pretty much said get the hyundai accent 2006 or nothing will happen..... ARE YOU FORCING ME TO GET A SHIT BOX ARE YOU ****ING kIDDING ME RIGHT NOW............. so we told the Jack ass and you know what he says... theres noting they can do......


i hope you go out of business with what i have to say.

so i just lost $1,000! thanks mazda A BIG **** YOU GOES TO VARIANT FINANCIAL ANOTHER BIG **** YOU GOES TO AGAINCOURT MAZDA!!

[Default User]

Sorry to hear about this

Buuuuttt...

http://www.maniacworld.com/everyone-is-now-dumber.jpg

[PearlM3]

Hmmm sounds like you got what you deserved, and I promise if you can't get a 18 000 loan, on a car then you don't have money for mods. Get the accent.

[Krazy]

Hmmm sounds like you got what you deserved, and I promise if you can't get a 18 000 loan, on a car then you don't have money for mods. Get the accent.

that's uncalled for lol

sorry to hear man. it sucks not having good/no credit when you need it.

Try to get your deposit back somehow... i call BS on it.

[Hoodzy]

Wtf just happened here? I can barely read that.

[eqlso]

Wtf just happened here? I can barely read that.

+1...im very confused...

[Pillbox2010]

lol...where to begin.

"if im the kind of person that is looking at and rx8 and planing to do major mods to it what kind of person would you think i would be HIGH CLASS MOTHER ****ERS!!! so **** na im aint getting that shit box."

If you are "high class" than how come you can't get a loan for $18,000. Doesn't matter what you think of yourself, NO ONE is going to lend you money because you think you are above driving a particular vehicle.

Stay in school kids.

[boyracer]

Is it just me or was this post a hard one to read.

[Takumi616]

:pop

[Mitchell3]

Is it just me or was this post a hard one to read.

exactly why I didnt get past the first paragraph. school 9-5 work 5-7, then study time, Im not going to put my brain through that kind of punishment trying to read and interpret that post.

[Fayvir]

:pop
+1

Hope you get your deposit back...some how.

[doriibabes]

Pretty much these third party loan promised me 20grand then kept lowering and lowering. I didn't want to put more just in case I got screwed over like this. Why would they do anything for the red rx8 if I did not agree to get it 100% these people third party loan was getting fishy. I don't understand how you approve me for 20grand to 15, then 12,700 to 10,000 to 7,000....why are you making me run around dealer to dealer looking for a propriate price then you back out saying it is not worth financing if the car values is low. I don't undsertand. 2006 Mazda 3 was under 12grand and they say to me it's not worth the car value. The we told the sales man jack and he talk to the used car manager they talked for hours and they agreed on the Mazda 6 when i called the third party loan they said the Mazda 6 was to much KM Mazda 6 isn't like the rx8 like comon now! I swear it could last another 10years!

[DualSoul]

Paragraph 1:
Friend and OP went to Agincourt Mazda (AGCM). Looked at an RX8. No salesmen approached them during a 20 minute span, so they approached a salesman named Jack, who gave them the particulars of the vehicle. Jack referred them to Nathan in financing. Attempted to get approved for financing, even though the OP was certain he didn't have the credit. Declined, needed co-signer. OP called 'a good friend', but was still declined. At this point, Nathan suggests a 3rd party bank.

Paragraph 2:
Called 3rd party bank, and was 'approved' for 20K, which then became 17K (what?). RX8 at AGCM was 19K, so they put a $100 deposit on that vehicle and go to visit Downtown Mazda (DTM). See an RX8 that is everything the OP is looking for at DTM, but 3rd party loan says it cannot cover it. They go to another dealership, see an auto, but OP wants manual. Go back to AGCM. AGCM mentions they have a red one in their budget. OP puts down another $1000 deposit... Aside: Nathan does not answer OP's calls.

Paragraph 3:
3rd party loan company is called "Eagle Bay Financial" or "VariantFinancial.com". Speak to 'blade short guy' (what?) named Turmore. Approved loan amount is now at $12,700, which is out of RX8 territory, but into Mazda 3 territory. Find a vehicle for $11,700. Loan guy tells OP to bring co-signer and visit his office in Vaughn/Concord (OP is based out of Toronto east). Tumore offers to give OP and co-signer a ride, but is unreachable by phone to arrange said ride. Co-signer drives both of them to the office.

Paragraph 4:
OP has low first impressions of Tumore. Loan company converses back and forth with AGCM. Jack from AGCM is adamant on selling the RX8. Loan company is apparently too good for a Mazda 3 that's not a GT... (what?). OP takes a day off from work for nothing.

Paragraph 5:
OP goes to AGCM to get deposit back. Can't because safety and emissions have already been performed on the red RX8. OP mentions that he didn't have anything in writing that they'd do that, and AGCM retorts something about no guarantee... (what?)

Paragraph 6:
Jack says there's nothing they can do. Jack shows them a 2006 Hyundai Accent. OP is too good for an Accent. OP leaves dealership disgusted. Gets a call 10 minutes later saying he struck a deal with Turmore. Shown a 2006 Mazda 6 for $6000. OP signs the bill of sale. Jack mentions something about recording the loan guy's phone conversation, and that it could be grounds to sue should the loan guy back out.

Paragraph 7:
Find out this all happened yesterday. Today rolls around and OP calls Turmore to give the OP and co a ride to sign the papers for the Mazda 6. Another loan guy responds, saying that they take the 2006 Hyundai Accent or 'nothing will happen'. OP is angry. Tells Jack details, Jack tells OP he is screwed.

Paragraph 8:
OP hopes dealership fails based off his babble.

Paragraph 9:
OP is out '$1000' (based off what was written however, it seems it was $1100). A pox on AGMC and loan company's houses.

[n00bMeiSter]

The problem is you didn't do your homework before hand. You should have gone on your own time, looking at cars, finding out prices. Then you try and haggle them down to a good price, and THEN (and only then) should you apply for financing / loans. And never should you ever put a deposit down, unless you get it in writing signed by the dealership saying that your deposit is 100% refundable.

I'm sorry to hear what happened to you, but you should have done some homework before hand. I do truly hope you get your money back.

[thanu31]

how come you are so willing to purchase any car they throw at you,(except for that accent)...if i came in looking for a RX8, i wouldnt consider a mazda3 or a mazda6, totally different cars... Are you just looking to get into any Mazda?

And can you be a little more clearer...I still cant understand half of what your explaining.

Looks like they played you for the ...nvm il stop.

But i suggest you go back to Agincourt Mazda and politely talk to the GM and try working something out

[canada man]

i didnt read the essay you wrote, but i have a feeling from what others have responded with that you may be a troll...anyway to end off what thanu31 wrote, they played you for the foool

[cwp_sedan]

i didnt read the essay you wrote, but i have a feeling from what others have responded with that you may be a troll...anyway to end off what thanu31 wrote, they played you for the foool

What's with you and the "troll" comments?

[canada man]

What's with you and the "troll" comments?

ive been noticing a lot of weird threads like this one...i read the first 2 paragraphs and couldnt continue further...i dont know if this guy is joking around or if he's really retarded..

[cwp_sedan]

ive been noticing a lot of weird threads like this one...i read the first 2 paragraphs and couldnt continue further...i dont know if this guy is joking around or if he's really retarded..

He's not retarded, he just doesn't know how to write with a proper structure. A lot of people are like that unfortunately. There are always going to be people who have stories/experiences that aren't positive, and that doesn't make them a troll. If it's just to get a rise out of people, then I would consider that being a troll.

Please stop calling everyone a troll.


'nough said.

[boyracer]

What's with you and the "troll" comments?

+1 :pop

[cwp_sedan]

:bot

...sort of

[Default User]

Can't help but think of Billy Madison when I read this thread.

"I award you know points, and may god have mercy on your soul"

[aZuMi]

Is it just me or was this post a hard one to read.

+1 I was so lost after the first paragraph..

[Nova 3 GT]

+1 I was so lost after the first paragraph..

+2. After reading this, I need some Tylenol...

[kramr]

Tough post to read but from what I gather you were just browsing for an RX-8 and then suddenly decided to go through the hoops for financing one. To me it is like window shopping, you see something you like and buy the store you see it in with little to no thought process prior to the said event. No offense but I spent a lot of time researching the purchase of my 2010 Mazda 3, like months< which included looking through TM3. I went to Nissan, Honda, Hyundai and a few other dealerships to look there too. I test drove many cars and have talked to many sales people, some of who tried to get me to commit to a purchase or what they would call a conditional purchase (based on me liking their terms after looking around at different cars - "they'd hold one for me" so I was told). Not a dime was dropped until I was certain I was going to buy a Mazda 3 and even then I drove to Windsor to do it (I live around 4 KM from the Probart Mazda here in London but I didn't like their sales team). Long story short, my suggestion for what it's worth, don't go browsing for a car like ya would for a T-Shirt. A learning experience I guess. I hope you get your money back. I'd give a damn good fight if I dropped a G and they refused to refund me the money when there is nothing in writing (to my understanding) confirming the purchase which in turn warrants the certification and E test. Again, good luck getting your cash back, I hope it all pans out!

[FoXy]

lmao trollllllls UNITE!

This makes me laugh. IMO if you are "high class" you shouldnt have a problem getting a loan... or in that case you shouldn't need a loan if you are so baller. You probably have really shit credit, and in that case don't bother getting a loan cus you probably won't be able to pay it anyway and it'll just make your credit worse. People who have shit credit shouldnt try to get more. Work on fixxing what you got.

[Fuman]

What's with you and the "troll" comments?
I think people are more suspicious of new people posting such stories because of a recent article (http://jalopnik.com/5843759/the-ten-cruelest-jokes-played-on-car-forums/gallery/1)

[Donshaw]

IMHO you got played period. The original financing company just dosnt pull a denial to your credit out of their a$$, you obviously dont have the financial support to afford this loan. Third party loans personally scare the crap out of me, not to mention high interest rates but if you miss payments with them it's a hole other story. At the end of the day take you $1000 dollar loss and count yourself lucky you didnt get into a loan that you obviously cant afford.

[loki]

I knew how this was gonna be (almost) but I still clicked on it...:bang

and people are still commenting on it...:bana

DualSoul your coles notes about what happened were awesome. Mods you should just replace the original post with DualSoul's version.

My only comment, whether or not this is a real user or not, is this:

You cannot afford a 19 grand RX8. The people you hang out with cannot afford a 19 grand RX8. Don't try to buy one.

Buy car you can afford (doesn't have to be an accent) and then work your way up.

But when you go making posts like the one you did, you might get some sympathy from a few people, i.e. the ones so far that have posted, but the majority of people, who have not posted (I should not have posted...) just think you're not the brightest streetlight in the city. One good thing has come out of this whole experience, and that is that you'll probably not make this mistake again.

p.s. Take a little more time when you're typing. When you're done. stop. re-read it. Make changes (hopefully you find the need to make changes) and then post.

[canada man]

I knew how this was gonna be (almost) but I still clicked on it...:bang

and people are still commenting on it...:bana

DualSoul your coles notes about what happened were awesome. Mods you should just replace the original post with DualSoul's version.

My only comment, whether or not this is a real user or not, is this:

You cannot afford a 19 grand RX8. The people you hang out with cannot afford a 19 grand RX8. Don't try to buy one.

Buy car you can afford (doesn't have to be an accent) and then work your way up.

But when you go making posts like the one you did, you might get some sympathy from a few people, i.e. the ones so far that have posted, but the majority of people, who have not posted (I should not have posted...) just think you're not the brightest streetlight in the city. One good thing has come out of this whole experience, and that is that you'll probably not make this mistake again.

p.s. Take a little more time when you're typing. When you're done. stop. re-read it. Make changes (hopefully you find the need to make changes) and then post.

i highly doubt op will ever post on this forum again

[The Wolf]

i didnt read the essay you wrote, but i have a feeling from what others have responded with that you may be a troll...anyway to end off what thanu31 wrote, they played you for the foool

do you know what it's called when someone clicks on a thread, doesn't read the original post, and decides to randomly insult the OP?

[canada man]

do you know what it's called when someone clicks on a thread, doesn't read the original post, and decides to randomly insult the OP?

i guess you're at the same level as the op, since you were able to understand what he wrote

[Mitchell3]

p.s. Take a little more time when you're typing. When you're done. stop. re-read it. Make changes (hopefully you find the need to make changes) and then post.

this, for work when ever I get emails from people who have typos, right away my first impression is poorly educated kid. Mind you I make allowances for people whose first language isn't English. I re-read anything I type up around 3 times or more. Even this post I retyped lol. btw, underlines are key.

It really isn't surprising to me that he lost his deposit. Our business operates the same way, if you apply for one of our homes, the deposit is required. If we accept you you cant just change your mind and get the deposit back. Has to be done this way to ensure we only get people who are serious about applying so we aren't holding it for people who are going to change their minds.

[Enjoi]

Sorry to hear about the unfortunate loss of your deposit though.

Perhaps asking to speak to their upper management will resolve it quickly and kindly?

Good luck!

[Jackal]

From what I keep seeing from Jeffthebiz.
You put a deposit = you bought it.
Make sure you really want it or as noob said put in a clause when you pay the deposit that the deposit is refundable. Although I have seen dealerships give the deposit back from reading other posts.

[boyracer]

I knew how this was gonna be (almost) but I still clicked on it...:bang

and people are still commenting on it...:bana

DualSoul your coles notes about what happened were awesome. Mods you should just replace the original post with DualSoul's version.

My only comment, whether or not this is a real user or not, is this:

You cannot afford a 19 grand RX8. The people you hang out with cannot afford a 19 grand RX8. Don't try to buy one.

Buy car you can afford (doesn't have to be an accent) and then work your way up.

But when you go making posts like the one you did, you might get some sympathy from a few people, i.e. the ones so far that have posted, but the majority of people, who have not posted (I should not have posted...) just think you're not the brightest streetlight in the city. One good thing has come out of this whole experience, and that is that you'll probably not make this mistake again.

p.s. Take a little more time when you're typing. When you're done. stop. re-read it. Make changes (hopefully you find the need to make changes) and then post.

Thank you

[n00bMeiSter]

i guess you're at the same level as the op, since you were able to understand what he wrote

:AH

[The Wolf]

i guess you're at the same level as the op, since you were able to understand what he wrote

Mhmm. Yes, because a higher comprehension level is somehow a negative.

[ElectroJay]

I see what you did there LOL :D

[nguy3nha]

LOLOL .. OP got screwed by Agincourt.. To be expected since it's Agincourt..

[sol_searchin]

Go to your nearest small claims court and file a case , seriously. You were taken for a ride and they can't hold your money if they didn't follow through on their promises (voided the contract). Make sure you bring your witness, you will win the money back + court costs and sue for the extra time wasted. I had to go through the same thing with a friend, it took a long time but it payed off.

And you can get your deposit back if your guaranteed financing before handing over the deposit.

[krimsalt]

you simply got scammed by the experts and you didnt do your research. You should have done your research and not be towed in by these scammers. I doubt you will get your deposit back, they seemed to cover their tracks.

[nksharp]

i guess you're at the same level as the op, since you were able to understand what he wrote

Since when does it become difficult to read something just because it is written with poor grammar?

I just read it, mostly understood but half of it just makes no sense. I just finished purchasing a mazda 3 gt and it only took me less than an hour overall at the dealership I would say (from looking at cars to finalizing paperwork).

[Booostin]

I think the OP is the same person who thought of this

http://cache.gawker.com/assets/images/jalopnik/2011/09/dei.jpg

[PEPSIGIXXER]

I like trolls, I even have one on my desk right now. He's got large pink hair and is waering a prison outfit. LOL

[Booostin]

I like trolls, I even have one on my desk right now. He's got large pink hair and is waering a prison outfit. LOL

LOL

[altec18]

Bad service, was in there for one hour for an oil change last week. Also told them 2 times not to wash my car, but they forgot and washed it..

[loganlra]

I'm not disputing what the guy said happened to him, but frankly, I just purchased my vehicle from Agincourt, and it was the total opposite of what this poster has described.

They didn't jerk me around. I came in with two figures from other dealerships and said "If you beat these prices, I buy a car from you".

Sure enough, they came back, we talked back and forth, and all of a sudden they had beat the other two dealers by $20/mth.

The financial services manager tried telling me it would be difficult to get my credit approved based on my credit score, and suggested I may need to get payment protection insurance.

I was hesitant, but asked to see the contracts, and sure enough, both say that I can cancel the contract within 10 days, so I went ahead and signed for it, and am cancelling tomorrow.

If you know more than they do, they can't take you for a ride. I took their low prices and said "see ya!"