20 years old, living in Ajax.
500 deductible on collision and comprehensive
G license
$327/month
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20 years old, living in Ajax.
500 deductible on collision and comprehensive
G license
$327/month
Saskatchewan.Quote:
Originally Posted by htc***
Why so expensive in Ontario?
Bel-Air
37 (sh*t I'm getting old), Milton, clean record, 80 kms to work 1 way,
$0 deductible, $1 Mil Liability, All perils, Crash Proof $76/mo.
2car + house discount.
I remember the old days paying $4000 for one year on a friggin k-car that only cost $2800 with a careless, 3 speeding and 1 no seatbelt tix.
sooo im not too happy right now. my insurance has sky rocketed officially from $200 to $530/mo...seriously what the ****. residents of etobicoke are proven to be horrible drivers.
trust me when i say i feel your pain
no tickets nor violations...
RBC insurance. most other companies quoted me $600+Quote:
Originally Posted by Lars
Okay RBC is one of the worst. Phil try calling Statefarm and getting a quote. Keep trying bro! Don't give up!
ill try them thanks guys..not shelling out $6k/yr when i was payin ~$3k
Just thought Id throw in my 2 cents...I pay 356$ a month with TD and that is the absolute cheapest I could find. I searched high and low..including Belair who i was with prior to buying my mazda.
Statefarm
Age:20
Primary Driver
G
$200/month :D -- i started at $320/month on my protege5 at 18
1 speeding ticket
Its on my dads policy, has a lot of discounts, such as good student discount (yea they give discounts for having good grades:chuckle), discount for having G, multiline(dads car), and some others, so yeaa:)
Have your guys try CAA??? I heard a good thing about them and you must be a member to buy their insurance but I have not try yet. Wawanesa is my insurance.
i wish i could have dont this with one of my parents but my mom is sooooo scared we'd get in trouble or something. i was like FINE ill continue to take it up the rear with insurance companies lol
Belair
Male, 35
Living in downtown Toronto (common law)
G2 license, so basically no driving record (but also no tickets/accidents, etc.)
Driver Training
$1,000,000 liability
$500 collision deductible
$300 comprehensive deductible
Autocomfort & roadside assistance
$2903.00/year :(
i thought it went up to 375 now its 530Quote:
Originally Posted by phil05gx
Well, just got my renewal papers in the mail. Went from 240 to 280 a month with no accidents or tickets. Damn you, other Ontario drivers! Time to start shopping around again.
I am filling out the application for my new insurance with Belair and on their application there is a part that reads: Lienholder Name & Postal Code. Anyone know what or who this is??
thanks,
Crimson
That would be your financing company, bank or whatever the case maybe.Quote:
Originally Posted by Crimson
Would that be the leasing company? Because I am not using a bank or financial institution to pay for the car.Quote:
Originally Posted by optiklenz13
yes, the leasing company would be the Lien holderQuote:
Originally Posted by Crimson
Ok because there is also a section to fill called "Lessor" and I thought that's where you put the leasing company info. :)Quote:
Originally Posted by S.F.W.
Hmmm.... wouldn't there be no lien holder? Doesn't the leasing company own the car outright?
I was in the same boat with BelAir Chris.... my driving profile did not change from last year to this year and my insurance went up from 279 a month to 315 a month!Quote:
Originally Posted by yearoftherat
I just passed my G so my insurance went down significantly from 315 to 233 a month so I'm happy about that.
My stats are:
23 year old single female
1 ticket
1 mil liability
1000 deductibles
a G license as of March 19, 2010
I wish I were female. I'm the same age as you, licensed for 7 years, no tickets, and I'm renewing at 280/mo. I do have 2mil and 500 deductibles, but lowering those wouldn't drop me below 233/mo. *sigh*Quote:
Originally Posted by She_Prime
I pay about $160 a month and I'm in my mid 20s.
Vehicle: 2010 Mazda3 GT Sedan
Location: Vaughan
Sex : Female (my wife is the principal driver)
Age : 31
Citations: None
Accidents: None
Insurer : Meloche Monnex
Paying : $113.50 per month
I'm blown away at how much some of you are paying because I don't recall paying nearly as much as when I was in my early 20s.
^^^ female (no offence). And probably the location.
GAH.....just got my renewal papers from Belair and I am going up an additional $500 a year/$42.00 a month. Zero accidents or convictions.
Im down to $108 a month.... Sweet love belair direct!
Got an '04 M3 hatch, in the east end of Toronto proper. I'm 26, with one accident and one speeding ticket (no points), and I'm at $175/mo with Belair. They were about $1000/yr cheaper than anyone else that quoted me.
primary driver
22 yrs old
G license
one accident approx 5 yrs ago
$234/month
I'm with Meloche Monnex...not the cheapest insurance out there, but they've been fabulous to deal with over the years (I've been an occasional driver with them for 7 years).
I pay $179/month and my stats are:
23 year old single female
No tickets (yet...although I'm anticipating a speeding ticket in the near future...so pumped about the new car!)
G license since 2007, drivers ed and all that jazz
1 million liability
$500 deductible
First accident forgiveness
I wish I was paying around $200s
I really need to get my G license asap. I wonder how much that would reduce my premium? And if I do get a G license, will it reflect my insurance right away?
Age: 20, Sex: Female, Location: Mississauga
License: G2
Car: 2010 Mazda3 GX
- No accidents/tickets
- Im under my own insurance, Primary Driver
- $1000 Deductible
- 1 Mill. Liability
And I am with Meloche Monnex since I'm school's alumni, plus I have driver's ed.
Everyone else (Statefarm, Belair, AllState, etc.) gave me at least $6000 premium.. a few offerred me $10,000 -_-
you get your G i think it goes down 5-10% because then your a full driver and stuff
Thats crazy, JUST 5-10 % ?! THats like $292-$308 only.Quote:
Originally Posted by mazdaskit
Correct me if I'm wrong, but once you get your G license, your insurance can go down as much as 40%.
I know mine went down from being in the 300s to 240/month on my old Jetta. I'm just under $300 a month with my MZ3 now.
im only at $235/month. Primary driver mazda 3 sport gt. 22 male, no accidents, tickets or anything. Also depending on the insurance company you have you can get certain benefits. im with state farm and becuase im in school and mainting a 80 average it comes down a lot too, and due to the fact my whole family is under the sam kind of policy they also bring it down more. All depends on who your with
:drool:drool:drool:droolQuote:
Originally Posted by fu5ion
My advice: If you can qualify for Meloche Monnex, they often blow most other companies out of the water but they're selective as to who qualifies...
$212/month with some speeding tickets!