I currently pay $160 a month (no collision), I'm 20, and insured with TD. I think I did really well, as TD gives a significant discount to Western students.
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I currently pay $160 a month (no collision), I'm 20, and insured with TD. I think I did really well, as TD gives a significant discount to Western students.
what company are you with.. cuz i'm paying $342/monthQuote:
Originally Posted by stormin84
i minor speeding ticket( myself)
3 accidents,( all 3 at fault....2 my self ..i my wife)
I'm paying $325 a month with Intact (ING)....That is for my house, my 2005 Caravan and my 2010 M3...Broken down I believe I am paying $1300 - $1400 a year for my M3
$300 Deductable for Collision
$100 Deductable for Comprehensive
$2 000 000 liability
Car rental coverage if needed
:chuckle
Just out of curiosity...
insurance varies per cars too right?
Is it cheaper for other makers? say... BMW? audi?
lolll just wondering how they would calc it. Just purely based on how many drivers of those vehicles had accidents in that area? lol
I am with Elite which is the old Aviva
I went from a 2007 Mazda 5 to the
2010 3GT and my insurance went down a
couple of dollars a month
I am paying about 125 per month that includes a premium
For business use roughly 30%
All the bells and whistles 2 mil liability 1000 ded for
Collision and Comp
I'm not sure, but I believe it's based on how many accidents that car has had anywhere... and how many accidents happen in that area, regardless of car.Quote:
Originally Posted by Krazy
And I'm pretty sure insurance would be the same/more for a BMW or Audi.. just because the cars themselves are more expensive to replace should they be in an accident.
I was told by my insurance company that mazda3/civic have one of the highest insurance rates (probably in our class? not sure) as they are more prone to being broken into... :\Quote:
Originally Posted by ElegantGremlin
It varies by car model, location, driving history, and age.Quote:
Originally Posted by Krazy
Dam i wish mine was like that i have an 07 clean record got my G & pay $435 a month at dufferin area they said its my area at my work area at bayview i got quote at @250 :bang
I just got lowered to $104/month now that I'm over 25!!
Who are you with?Quote:
Originally Posted by Gizzmo_jr
I got my renewal papers a few weeks ago and was quoted $250/month and I'm 28!
Remember you may have gotten hit with that insurance raise they been talking aboutQuote:
Originally Posted by Soupie
I'm paying $178 a month and I still think it's too high considering the following;
29 years old (1980)
Married (Wife is 27 this year)
Non-smoker
Never filed a claim
Never had a ticket
G License
Driving School Certificate
Well the driver training cert doesn't work after 2 years... thats what they told me when i got my 3 in June.. if i wanted that id have to go though that crap again like in high school lol
you guys are probably like me and live in toronto/gta, if you want to get cheaper rates move out of toronto proper.
i thought about it but i'd rather pay a little more and not have to fight the commute everyday.
I'm with statefarm.Quote:
Originally Posted by Soupie
Just got my monthly statement, got adjusted again less $46.25 from my annual renewal value :headbang
I'm down to $86.89
SON OF A! Really? That is sooooo low! I already heard from my broker that I will be up around $230-240/mth probably when I renew in Dec. :(Quote:
Originally Posted by Gizzmo_jr
Your in Kingston though so that would make a huge difference, but still!
I can't believe how much I'm saving now that i'm 25
Absolutely ridiculous, isn't it? The whole insurance system in Ontario is complete bullshit.Quote:
Originally Posted by crystal8484
What pisses me off the most is the cost of insurance based on WHERE YOU LIVE. It's not like I can just pack up and move to save money.
I was recently discussing car insurance rates with my colleague. Last year he got a brand new 2009 Toyota Matrix, and he's paying $1300/a ($108/mo) for FULL COVERAGE. I told him that on my 2001 Nissan Sentra I was paying $1600/a ($133/mo) for BASIC coverage.
I got several quotes for full coverage ranging from $2400/a to $6500/a! UNBELIEVABLE! So I tried requoting, but using my colleague's postal code instead of my own, and guess what, all the quotes dropped by nearly 50%. It's absolutely ridiculous. Apparently I live a high-risk area or something.
So far I've never been informed by my insurance company that my rates are decreasing. EVERY YEAR they've informed me that rates are going up. When I ask why, they tell me "because everyone's rates are going up and you're subsidizing that cost." I've never understood that. If someone ELSE'S rates are going up, THEY should be the one to pay for it, not ME.
Thankfully I found another insurance company that gave me MUCH better prices. Hopefully they won't keep going up, although I have a feeling they will. :flaming:flaming:flaming
You must have more things insured with state farm and not just your carQuote:
Originally Posted by Gizzmo_jr
But i rember when i turned 25 my insurance went from $330 a month for my truck and car to $160 a month:headbang
Amen... :complainQuote:
Originally Posted by JovianGhost
im paying $213 a month, but im only 18 with a g2, and my cars the GT version
are you primary or secondary driver?Quote:
Originally Posted by gibbons3
im primary, insurance and car are alll under my name
and you live in the GTA?