my records been clean until last year ive had 2 accidents in one year , my insurance is good now tho and im with johnson inc.Quote:
Originally Posted by lilac11
Printable View
my records been clean until last year ive had 2 accidents in one year , my insurance is good now tho and im with johnson inc.Quote:
Originally Posted by lilac11
i gotta check out the breakdown, but my accord + wife's mazda 3 + house is around $280 a month
not bad considering Brampton insurance rates are among the highest
Try Desjardins Insurance, I got an amazing deal from them a few months ago. They are offering low rates as they are trying to push into Ontario from the main Quebec client base.
http://www.desjardins.com/en/
So instead of paying $700 a month your now paying $699.99 month?Quote:
Originally Posted by Darkice
Damn howed you know?! :chuckleQuote:
Originally Posted by 2zoom
So I'm back with news. I ended up getting a 2005 M3 GT. My insurance is $580/month *le big sigh* and I'm in Scarborough..anyway it's still ok rather than paying 900 bucks... just a recap.. 6 years driving with 2 at fault accidents last year, no speeding tickets or parking tickets. My insurance provider is Gevco. I read that someone here said that once they moved to B-town their insurance went up like crazy. That is because B-town has a higher rate of accidents than any other city in the GTA. Apparently Scarborough isn't as bad anymore. I got this info from my broker. She also told me that if I lived in B-town none of the insurance companies would have accepted me as a client..in addition Richmond Hill is slowly being added to the list. Hope this helps!
wow $580 for just a mazda 3 thats high! and 6 years of driving to id say shop around !
How can you justify 580/month? I'd be bussing that shit. Hell, that's more than my speed payments
You should move to Quebec:D
My insurance both ways is 48 dollars a month for a 2013 mazda 3 sport gs-sky
but i have never had an accident in my 15 years of driving
I used to live in Toronto the insurance premiums are out of this world. Greater chance of getting hit by someone as it is densely populated
but it's Quebec....Quote:
Originally Posted by suparobg
Paying anything North of $350 would be too much in my book. I rather just buy a MetroPass and use the TTC. I'm in shock at having to pay $257 atm.
Quote:
Originally Posted by Maz3Dan
Check Cumis... they are a part of HB Group / Cooperators. Have used them for the past 7 years after a incident with TD / Primmum... (I was rear ended on the opposite side of a stop light after a car ran the light, hit 3 cars and all 4 ran into me). Primmum didn't even bother confirming liability and I was told to pay 1000 deductible to get my car (obviously, I was rear ended and charges were filed so a no brainer). I was told by Primmum if I didn't return my rental car that night I would have to pay for it, and they were 'unable' to reach the other persons insurance to confirm liability therefore I had to pay the deductible. Funny thing, I called the other guys insurance myself right after I got off the phone and they had yet to receive anything from Primmum, but called in with me on the phone to do whatever they needed to do, she also apologized and said that they should have contacted them as all 3 other insurance companies for the cars behind me had... proves how lazy Primmum was. After that claim was dealt with,that was the last of my dealings with them! I pay $100 a month for insurance and have 300 ded., and 2mil liability. Cumis has been wonderful!
I have a friend who wrote off a car (Dodge SX2.0 caught on fire when she bumped into a BMW x5), she had Cumis, and they were compassionate enough to let her keep the rental for a month after they deemed it a write off so that she can figure out what new car she wanted. They extended the rental 4 times for her. Now that is service! :)
If I take the buss to work it would take me 1.5 hours plus 30 mins walking...and I would do the same thing at the end of the day when coming back home...so 4 hours per day commuting when driving it take me 30 mins to get there 30 to get back home...I know it's terrible...but taking the buss is the worst. At least if I could take the train/subway it wouldn't be as bad.
Quote:
Originally Posted by captobvious75
Quote:
Originally Posted by lilac11
You know what it takes me an hour and a half to get up to York U, and when i went to Humber College it took me a bit over an hour....and i still take the bus. Cheaper than gas/parkng. If i had that kind of insurance...you better believe the TTC/Mississauga Transit/ETC. would be my best friend.
Just got my first M3 GS-Skyactiv Sedan my 6th car (Hondas, Acuras, and 1 GM) by far the cheapest insurance I've gotten so far $237 a month with Desjardins...21 had my license (Full thing at 17) been insured on my own ever since 17...1 minor ticket and 1 not at fault accident living in Mississauga....very happy I remember my days paying $450 a month for a 96 Civic DX coupe
Don't you feel really exhausted when you get home? I did that for 7 months and at one point I got so ill that I couldn't go to work.Quote:
Originally Posted by Maz3Dan
you need to take vitaminsQuote:
Originally Posted by lilac11
Nice! congrats and welcome to tm3!:welcome smileyQuote:
Originally Posted by KINGACS
$200 a month includes our condo (i think that's $20/mo) and my wife as a second driver, both of us above 30 yrs old. I'm with The Personal insurance.
so is your insurance cheaper than KINGACS sky active at $237 from Dejardins? I thought my insurance was high I guess not!Quote:
Originally Posted by Darkice
So $180 is what your paying I'm still ahead of the game and live in the highest insured region in Ontario. :DQuote:
Originally Posted by M3_Bernard
What insurance company are you with?Quote:
Originally Posted by rajin929
Scotiabank insurance, they are underwritten by Personal.Quote:
Originally Posted by Noisy Crow
I suppose everyone is different, so you do what best works for you.Quote:
Originally Posted by lilac11
I did it for three years while at Humber, now i'm on my third year subway/busing it up to York.
You just got to do what you got to do.
Yup. I agree with that. Good luck on your studies!Quote:
Originally Posted by Maz3Dan