Mazda 3 insurance cost per month ????

[mazidane]

Car: 2006 Mazda 3 GT Sport
A/S/L etc etc: 26, Male (first time vehicle owner), single, Durham Region, 1 ticket in the past 3 years (speeding), $500 deduct.,

TD Meloche Monnex quote including GT Solution: $128 per month!

I need to look into Bel Air Directs $0 deductible solution, anyone know anything about it?

****UPDATE: Just got an online quote from Bel Air Direct, apparently I am eligible for Zero Deductible, cost is a bit more than TD, $143 per month, $15 more per month for Zero Deductible what say you?

[pahecko]

2006 GT, $176 / month. 1 claim, no fault. 1 ticket \"failing to stop\".
Until July (25th b-day), I was paying a crazy $312 / month.
\"Secondary\" driver.
Direct Protect (I think.)

[Skarbro]

Originally posted by majic

Originally posted by abc


$220 at TD Meloche Monnex

that was quite helpful arc

age.. location.. convictions.. etc etc.. play a huge role in your premiums..

Actually, I\'ve yet to see a single post in this thread that has any relevence whatsoever. Every post has been way too vague to get any meaningful information. If you want to seriously compare apples to apples, you have to answer all of these questions (and this isn\'t even a complete list):

Details

- Location
- age
- gender
- Is this driver a full time post-secondary student living away from their parent or guardian\'s home?
- How far away is the parent or guardian\'s home from where this student lives?
- licence type
- length of time of current licence type
- Did this driver ever hold a G2 licence?
- When was the G2 licence received?
- Has this driver\'s licence been suspended in the last 6 years?
- Has this driver had any accidents, tickets, or claims while owning, using or operating a vehicle?
- How many accidents or accident-related claims has this driver had in the last 10 years?
- How many tickets (convictions) has this driver had in the last 3 years, excluding parking tickets?
- How many non-accident insurance claims (like theft or windshield claims) has this driver made in the past 6 years?
- What\'s the make of the vehicle?
- What year is the vehicle?
- What\'s the model of the vehicle?
- About how many kilometres is it driven each year?
- About how many kilometers is it driven to work/school? (one way)
- About how many kilometres is it driven for business each year?
- What type of theft protection device does this vehicle have?
- Where is this vehicle primarily garaged or parked while at your home?
- Are you eligible for any discounts? (i.e., multi-line discount, multi-vehicle discount, loyalty discount)

Coverages

- Comprehensive deductible?
- Collision deductible?
- Liability limit?
- OPCF 20 (loss of use)?
- Any Others?


You can see from all the questions that it is really hard to compare eachother\'s insurance premiums. The best way to tackle insurance quotes is to start with a site like www.kanetix.com. Getting a broker is a good idea as well. And remember, not all claims services are equal.

[SABIO]

Originally posted by Skarbro

Actually, I\'ve yet to see a single post in this thread that has any relevence whatsoever.

ummm... The thread is *How much do you pay*?

Every post is relevant

[pahecko]

1 Location
2 age
3 gender
4 Is this driver a full time post-secondary student living away from their parent or guardian\'s home?
5 How far away is the parent or guardian\'s home from where this student lives?
6 licence type
7 length of time of current licence type
8 Did this driver ever hold a G2 licence?
9 When was the G2 licence received?
10 Has this driver\'s licence been suspended in the last 6 years?
11 Has this driver had any accidents, tickets, or claims while owning, using or operating a vehicle?
12 How many accidents or accident-related claims has this driver had in the last 10 years?
13 How many tickets (convictions) has this driver had in the last 3 years, excluding parking tickets?
14 How many non-accident insurance claims (like theft or windshield claims) has this driver made in the past 6 years?
15 What\'s the make of the vehicle?
16 What year is the vehicle?
17 What\'s the model of the vehicle?
18 About how many kilometres is it driven each year?
19 About how many kilometers is it driven to work/school? (one way)
20 About how many kilometres is it driven for business each year?
21 What type of theft protection device does this vehicle have?
22 Where is this vehicle primarily garaged or parked while at your home?
23 Are you eligible for any discounts? (i.e., multi-line discount, multi-vehicle discount, loyalty discount)

1. Toronto West (Dufferin, St. Clair area)
2. 25
3. male
4. n/a
5. n/a
6. Full G
7. 1 (as of July)
8. Yes
9. 3 years as of July
10. No
11. Yes
12. 1
13. 1
14. 0
15,16 + 17. 2006 Mazda3 GT
18. 12, 000
19. 0
20. 9km
21. Audible
22. Backyard
23. Driving School discount thingy.

Better?

[Skarbro]

Originally posted by SABIO

Originally posted by Skarbro

Actually, I\'ve yet to see a single post in this thread that has any relevence whatsoever.

ummm... The thread is *How much do you pay*?

Every post is relevant

Ok then what\'s the point of this thread? It\'s no more useful than \"What colour is your hair?\"

[Jeff-TheBiz]

Originally posted by Skarbro

Originally posted by SABIO

Originally posted by Skarbro

Actually, I\'ve yet to see a single post in this thread that has any relevence whatsoever.

ummm... The thread is *How much do you pay*?

Every post is relevant

Ok then what\'s the point of this thread? It\'s no more useful than \"What colour is your hair?\"

Brown.




WHat?

[Gods Son]

I pay $220 a month with pc. 26 yr old male with one accident in 2001, no tickets, and with no claims last year my insurance went down a whopping $5/month.arc

[Kevin@nextmod]

Co-operators
$2000 a year
22 years old,
first driver

[b]

RBC. I am 27. Had a claim last year so it went up to $1366.00 a year. Full everything. Good timing for this post my papers were right on my desk today

[royroy]

is the online quote for Bel-air full coverage??

[Chiburashka]

I had to pay some guy $300.00 for him to find me the cheapest insurance and i'm not sure what company it is i'll have to check the insurance slip but it's some miscellaneous company. I'm at $550.00/month and that's half of what the quote was with some of the bigger names...

[Xerox]

^^ wow, that's more than my auto finance payment.

I'm at $1,680 /year full coverage with Johnson's Insurance (they are associated with my college alumni)

[Skarbro]

OMG not another one of these threads...

[TheProfessor]

OMG not another one of these threads...

Seriously.......if only the OP had searched

[MAZDA Kitten]

State Farm - $1800/year

[torpedo20]

Seriously.......if only the OP had searched

Exactly!
It also depends which area you live in - we, living in big bad TO, get the worst of it.
I got my renewal from TD insurance in January and my insurance rate went up by $30/month!

Damn!

[3GFX]

Bel Air direct, $270 per month.

20-years old.

[BLKOUT]

I am with Wawanesa, paying $165/month. When I first for my car last year, I was paying $270/month. I am 30, no accidents. It is so expensive because I had not had insurance for the past 5 years.

[txyu]

Johnson Insurance

30 years old
14 year clean driving record (except for a speeding ticket here and there)

$1200+

Keeping in mind I'm in Sudbury

[Cardinal Fang]

You guys have insurance?

[EvilEric]

27 years old
1300 a year
Statefarm Insurance.

[Zubbie]

Johnson's Insurance
21 years old
185/month
*before I turned 21 (less than a month ago) I was paying 320/month*

[3GFX]

You guys have insurance?

LMAO, Classic CF comment.

[Wild Weasel]

You guys have insurance?

Sort of. 3 of my friends all drive identical Sunfires so we just got one policy and fabbed up 2 extra sets of plates.

All the coverage for 1/4 the price. Nobody ever checks the VIN...