Mazda 3 insurance cost per month ????

[Jenuine]

I don't know if all schools qualify or just a few. I work for the University of Toronto and my wife is a Queens University graduate. Its worth a call to ask if there are any discounts or lower payments you can attain based on some of that.

I also have very low mileage / year.

I thought York qualified for it, I'll have to check. I only drive about 14-15k a year.

[416GXM3]

I don't know if all schools qualify or just a few. I work for the University of Toronto and my wife is a Queens University graduate. Its worth a call to ask if there are any discounts or lower payments you can attain based on some of that.

I also have very low mileage / year.

I can confirm.. this is why i got low insurance from TD MM even as a first time driver (g2) because of what Jsquared said..

[jeffjones]

^ I'm gonna call TD MM again and mention that I'm an alumni (York U, so I should get a discount), there's camera surveillance at my work parking lot and I park in a garage at home. Last time I called for a quote, they never asked me any of those questions so I assumed they didn't offer discounts for it. Their rates ended up being more than double what RBC was quoting me.

Also check out the personal insurance if you might qualify for group insurance.
posted before but here is my quotes.


1st is liability only
2nd is collision with $300/$500 deductibles
3rd is collision with $0 deductible

[tmpz]

I got my insurance renewal yesterday, $330/month with corporate discount compared to last year's $180/month. It's because my dad got 2 minor speeding ticket last year...

I'm going take him off my policy since he doesn't even drive my car.

I shopped around $215/month was the best I could find

I just called in to get my dad and brother off my policy. $164/month

[peterm15]

Did you have to sign a waiver?

[tmpz]

Did you have to sign a waiver?

They wanted my dad's policy number and insurance company to have on file.

[Slowpoke]

I'm paying $83/month for my new 2014 M3S GT.

[tmpz]

I'm paying $83/month for my new 2014 M3S GT.

Where are you located? Quebec?

[ski-guru]

Just got my renewal, $112 a month, went down from $183 a month last year woo!!, 2012 GS sport.

[Slowpoke]

Where are you located? Quebec?

I'm located just north of Markham. I live in the Stouffville area.

[lcianf01]

Mine is $163 a month (2005 mazda 3 sedan )with TD on the guelph discount. Also have my mothers car in my name so i could get the multi car discount. Her's is $76 a month (96 toyota corolla)

[samanthastyle]

2012 Mazda 3 GS Skyactiv

Currently $214/month with Desjardins. (Under my own name in East York, 23 years old - driving since 16.)

Just got my FIRST speeding ticket in February... 3 points

How screwed am I come renewal time?! lol

[Prezi]

2012 Mazda 3 GS Skyactiv

Currently $214/month with Desjardins. (Under my own name in East York, 23 years old - driving since 16.)

Just got my FIRST speeding ticket in February... 3 points

How screwed am I come renewal time?! lol

you didn't fight he ticket?

I pay $219 - mazdaspeed 3

- 1 speeding ticket conviction in NY
- One totaled car accident claim

[samanthastyle]

you didn't fight he ticket?

I pay $219 - mazdaspeed 3

- 1 speeding ticket conviction in NY
- One totaled car accident claim

Naw, He bumped it down on the spot - Technically I was going 30 over but he gave me 29... I was worried that he would pull the 30 proof in court or something LOL

[jeffjones]

Naw, He bumped it down on the spot - Technically I was going 30 over but he gave me 29... I was worried that he would pull the 30 proof in court or something LOL

So what was the difference in fine? Remember, demerit points don't mean a thing to insurance companies.

30km/hr over and 29km/hr over are the same ticket and rate increase in the insurance companies eyes.

[samanthastyle]

So what was the difference in fine? Remember, demerit points don't mean a thing to insurance companies.

30km/hr over and 29km/hr over are the same ticket and rate increase in the insurance companies eyes.

29 and under is 3 points and the ticket was $118

30 and over is 4 points and I THINK a $200 (or more) ticket

...either way I hope it's not a terrible increase since it was my first one

[aZuMi]

I'm paying $166/month for 2 drivers, age 29, 2 speeding tickets, G drivers license, All state with $500 deductible

Once I get my WRX, I'll be paying:
Mazda 3 - $124.16/month
WRX Sport tech - $188/month for the same coverage as my Mazda 3

Total for both is $314.16. Hopefully it'll drop by alot in the next year's renewal when both my tickets are dropped.

[captobvious75]

Man you guys get raped on insurance

[Tozer]

Not a Mazda3 anymore but my insurance just went down $240 taking my '13 FRS out of storage...

I was paying 440.** driving a 98 civic+stored FRS and now I take out the FRS and have full coverage 2m liability etc and it went down to $240. My renewal isn't until november. Anyone in the industry have a clue why? Not complaining though

[Innovator]

I just switched over my insurance from a 05 Focus Wagon(needed a cheap car in a pinch) which only had liability to my 2013 Mazda 3 GS-Sky full coverage ($500 deductibles) and my insurance went from $1380 a year to $1924. That is with one offense in fall 2012. Got pegged going 138 on the 400. Went to court got it reduced to disobeying a street sign. Looking forward to that clearing though!

Funny thing, when I called insurance for quotes I had them look at 2014 & 2013 GS-Sky and the 2013 was actually $100 more to insure. I found that odd.

[jakesms3]

I pay 106 for my 2013 speed3 full coverage

[sarujo]

Anyone who buys a new car and does not get the 43 full replacement waiver is a fool. Only certain companies offer this coverage, and most that do, are only for the first 2 years. I am with Aviva and can get this for up to 5 years. Simply put, if the car is a write-off, the insurance company pays me the full replacement value of what I paid for the car, not the book value at the time! It also mandates only OEM replacement parts are used if broken and not repairable.

Something to think about...

[jakesms3]

Had that coverage on my truck when it got stolen and its full value of what they think you can get your car for i paid 65000$ for my truck with 15000 in savings off sticker was lowest at any stealership insurence would only give me 60000 cus they belive that what they could have got it for insurence is a big scam quick to take money from you but do not want to pay you back if something happens took 4 months to get my money

[McGuyver_3]

Not a Mazda3 anymore but my insurance just went down $240 taking my '13 FRS out of storage...

I was paying 440.** driving a 98 civic+stored FRS and now I take out the FRS and have full coverage 2m liability etc and it went down to $240. My renewal isn't until november. Anyone in the industry have a clue why? Not complaining though

Civics are the most expensive to insure. When I compared cars an M3 (BMW) was cheaper on insurance then a civic by 100$/ month. I asked why and hey said the BMW was safer and less stolen

[loki]

Civics are the most expensive to insure. When I compared cars an M3 (BMW) was cheaper on insurance then a civic by 100$/ month. I asked why and hey said the BMW was safer and less stolen

People love to steal civics

Less hassle to just buy the car but that's why I'm not a criminal