Agreed. I'm also 28 with a clean record - no accidents or tickets since I started driving at 16. I was with TD for the last 2 years and I was paying $2060 annually, even being part of an alumni group. I assumed TD had the cheapest rates until I did some further investigation. I switched to Scottish and York this past August, and I'm now paying $1591 annually for the exact same coverage.
I just took my G2 exit (highway) this morning and passed, called the insurance and they said there is no discount! WTH!? I thought it would! They said a discount will only be given when I take a ministry approved drivers ed course. Anyone can suggest a place that isn't too expensive to get the certificate course?

My course was 379 or something like that
My Ride Thread!
http://www.torontomazda3.ca/forum/sh...-2012-gs-l-sky
4300k hids Hi beams, Low beams, and 3000k Fog lights, Corksport SRI, Mazdaspeed exhaust with resonator delete, Mazdaspeed Ms-t 18' rims with Dunlop 215/45/R18, lowered on Canuck MotorSport lowering springs, Corksport Rear Sway Bar, LED switchbacks, Custom sub enclosure with 8' JBL subwoofer, Kenwood DNX500HD headunit, Ultimate T-series amp, Diode Dynamics LED Interior light kit, GT lip spoiler, Red Tinted Taillights.
Raf_C (10-01-2014)
437$ a month with full coverage with economical mutual



They say I'm an addict but I don't have a problem with alcohol or drugs. I'm an addict because I can't live without bass. Car audio is my addiction. And it will never change.
Girds (10-02-2014)



Your 19??? Holy shit I didn't think you were 6 years younger then me haha. And well Milton is expensive for everything. I guess insurance is too lol. When I bought my car brand new in 07 I was at 427/month. Your car is 5 years old and your paying more then that. That's just nuts. Even if you did drivers training it wouldn't drop it down too too much. But get your G and it might go down a bit.
Last edited by jaimie08mazda3; 10-02-2014 at 12:31 PM.
328 a month for my 2014 Mazda 3 GT, they wanted to put a monitoring system in there to record my driving habits. I'm 23 with a G license and 3 years driving experience.
$504 primary driver on 2009 Mazda 3 hatch. 19 year old male 1 ticket