I am 27 and I pay 140$ a month with belair direct with 2 tickets.
I am 27 and I pay 140$ a month with belair direct with 2 tickets.
I'm guessing most of you guys with low monthly's and deductibles don't live in Toronto proper do you?
Man how do you guys get such cheap rates. Im with Bel-Air one not at fault accident 26 yrs old 0 tickets.


Good point-observation, Where you live makes a difference to your rates, so best to say your area of residence and if you use your car to travel to work because the distance travelled will make a difference to your rate...also post your decuctable.. hard to compare apples to apples with insurance...
wife and I pay $78/month, live in Newmarket, wife drives to work 13km one way and have $500 deductable, 0 accidents and tickets and we are over 50...renewl will probably go down
05 ..GT..GFX...AUTO...



What?? That's only $1,152 per year. There HAS to be more to the story than that. Most insurance companies won't even offer a $0 deductible and if they do, then your premium should go up considerably - especially for a brand new car. Are you on some kind of Fleet policy? Do you live in Quebec or something? What is a "Crash Proof Policy"?
I forgot to mention that I live in Ottawa, so I imagine my rates will be better than those living in and around Toronto. Also, the "Crash Proof Policy" is something that Bel-Air offers that allows your first at fault accident to not affect your rates.



I learned in law that if you claim that you are an ocassional driver but in fact you drive everyday instead of occasionally, if anything happens they are not liable...... i think i cant remember lol.
anyone can clarify that for me?
I'm 21, 04' Sport GT and i'm paying 427$...and that's the cheapest one i found. No accidents or ticets. I donno why i pay so much??



im 24, FUll G license, live in kitchener, with Economical Insurance, fulll coverage,
$180/month
far cry from my $400/month in my first year when i was 21 on a G2!
Adam - Kitchener, Ontario.
Far Far West O'l G! Proud Owner of the Whop-Toboggan Rice Bomb!



I have a 2008 Speed3, I am 21, have full G been driving since 17. I have one ticket and am paying $300 a month for my dad, mom, and myself and work commute insurance. Also have full coverage and have that waiver of depreciation thing. I am under my dad's insurance with Grey power, so we get the 10% two car discount, too. Also, I live in Scarborough.
Last edited by alhope34; 12-10-2007 at 09:15 PM.
That's really cheap...I'm gonna check it out

2006 Mazda3 Sport
Age: 23 w/ G
History: 1 accident 4 years ago (young and stupid... but off my record next year! WOOO!)
Rate: 410/mth.



2005 Sport GT
Scarborough
$500 deductable. $500 comp.
1st accident waiver.
No accidents, no tickets.
Car and home coverage discount
$1340 year.....and I still believe I'm paying too much
_3
.



Heh. Mommy saves me a bundle.
Mother as first name with TD insurance
25 Years old, single
2007 GT, full coverage 500 deductible, 500 comprehensive
1 fender bender (should be gone by this year!!), 0 tickets
Long-time client discount
$117/month
... if I were primary on this car, alone, it'd be in the mid-400 range![]()



hows that work, as im 24 all on my own, clean record (as your soon to have) and im only dishing 180/month?
when i first got the car at 21, on my g2, i was in the $400 range


that's because you don't live in toronto... the further from here you live the less you pay



^+1, that's very true,in my case I checked and if I were to use my mother's address in Innisfil (S 0f Barrie), I'd only be paying a meesly $98.00 a month full coverage!
_3
.
2007 Mazda 3 GS
25 year old male (one ticket)
27 year old female (one ticket)
102/mth w/ PC Financial.


im 30yr
G,D,Z
live in whitby
$500 dedu.
clear record for 7yrs
$130/moth for 08 speed3 in full
AXA insurence
(sounds i should get cheaper, after i see some 100ish)
I'm 20
G
London, ON
$500 deductible
clean record
$170/month for 07 3 sport gt in full
State Farm
--Chris
Addicted to modding...
My first post!
Car : 2008 Mazdaspeed 3
Age : 27 yrs
Record: no accidents, no tickets
Insurer : TD Meloche-Monnex (Prof. Engineer discount)
Coverage : 1000$ deductible
Paying : $146 month