Mazda 3 insurance cost per month ????

[des]

25 yrs old. No tickets. One not at fault accident in 05.

05 Manual Sport GT with leather/moonroof.

I am paying 86/month with 2 mill liability through Johnson Insurance.

[nontoxic]

mississauga, mazda 3GT 2005
129/mo State Farm, $500/1000 ded. 1 MIL

[WLS ZMZM]

Got my new insurance policy from wawaneesa,
Full coverage on an 05 GT sedan
26 yrs old
no tickets
no claims no accidents

Wawaneesa wants $190.57 a month decided check with CAA since I work there for the equivalent coverage I got a quote of $157 so no brainer I switched!

[RemaerdLacidar]

Waterloo Insurance Company
Full coverage
$300 comprehensive/ $500 collision

$154/mo including insurance for my condo. -- I think it's $116 for the car by itself

[sudz]

OK, what the hell. How am I paying damn near 300 bucks a month?!? 23, no accidents, listed on an insurance (parents) since i was 17... No tickets! Is it my postal code? L6W2X4? Honestly,My parents have a cottage, would it be quazi legal to say i live there? Or would i be screwed if i got in an accident?

[dentinger]

wow. i cant believe i never posted here before...

anyways, im still under my parents name. but...
2007 mazda3 GS (base model)
i think im with TD insurance or someone. not sure
just turned 20 years old
$210 or so a month.
3 points from an accident a while back, which just came off. and another 3 points from a speeding ticket, that im fighting in may.

[Noisy Crow]

OK, what the hell. How am I paying damn near 300 bucks a month?!? 23, no accidents, listed on an insurance (parents) since i was 17... No tickets! Is it my postal code? L6W2X4? Honestly,My parents have a cottage, would it be quazi legal to say i live there? Or would i be screwed if i got in an accident?

http://www.insurancehotline.com/
http://www.kanetix.ca/

[sudz]

HA! it IS my postal code.

I used my cottage's postal code... it went down to 171 a month with only 500 dollar deductables instead of $1,000 The same company in brampton was 287 a month! COnsidering i'm only paying 10 bucks a month more, its not crazy difference. I'm still wondering if my postal code has been flagged as a high theft area or something.

[andytam]

HA! it IS my postal code.

I used my cottage's postal code... it went down to 171 a month with only 500 dollar deductables instead of $1,000 The same company in brampton was 287 a month! COnsidering i'm only paying 10 bucks a month more, its not crazy difference. I'm still wondering if my postal code has been flagged as a high theft area or something.

cottage area.. lol. probably factor in animals.
when you're driving, you hit a deer... try to dodge a raccoon... that kinda stuff!

[canadiangator]

07 mazda 3 GS
500 detuctable
26years old with wife 20 as secondary driver
i got 1 speeding ticket
104$ a month with Pilot Insurance, broker is W.W. Dobson in sudbury

[Thrice08]

25yrs - 2007 Mazda GT Sport with Lux - $145/month Full coverage $1000 Deductable

[livinlife]

2008.5 Mazda3 GT Sedan

29 yrs., driving since 97, 1 speeding ticket in 98 & 1 accident 2001, living in Edmonton.

With Monnex Meloche at $103/month.

[JuggernautX]

HA! it IS my postal code.

I used my cottage's postal code... it went down to 171 a month with only 500 dollar deductables instead of $1,000 The same company in brampton was 287 a month! COnsidering i'm only paying 10 bucks a month more, its not crazy difference. I'm still wondering if my postal code has been flagged as a high theft area or something.

If that isn't where you live then you shouldn't be using that address to determine your rate. If you are in an accident and the insurance company investigates and finds out that you don't live there they will cancel your coverage for misrepresentation. And good luck finding competitive insurance with anyone else because they will not want to touch you.

[zoomzoom30]

Male
20 years old living in Bolton
07 Mazda3 GS w/sport pkg
1 speeding ticket in March 07
Paid 338/mo - just renewed for 387/mo


I will be calling around today to find a better quote - I hope for my wallet's sake Belair still isn't the cheapest.

[zoomzoom30]

Why can't I edit? Forgot to say I have my G2 and will be getting my G in June (if I don't fail again..haha). Will this bring my rate down, even if just a little, or should I continue to call broker's?

[Aggy]

Male 28 years old, wife 30 years old
Both clean records
$500 comp, $1000 Collision, 1 mil liability
2008.5 Mazda3 Sport GT w/moonroof
9 star rating with Pilot insurance
$166/month

[x_o_k_x]

Turning 21 later in May, just got my renewal for next year.
G liscence
Full Coverage
was $331..NOW $176
All-State

[JuggernautX]

I'm paying $131/month for full coverage with State Farm.

[thanu31]

THEY WANT $400/MONTH FOR ME!!!!!!!!!!!!!!
quote on 2004 Mazda 3 GT.
Statefarm, all discounts included.
18yr old.

THIS SUKS..and could stop me from buyin this car!!!!!!!!!

[JuggernautX]

THEY WANT $400/MONTH FOR ME!!!!!!!!!!!!!!
quote on 2004 Mazda 3 GT.
Statefarm, all discounts included.
18yr old.

THIS SUKS..and could stop me from buyin this car!!!!!!!!!

It does suck buying car insurance in this market when you're a youthful male operator. To put it in perspective, I'm 31. 7 more years and you'll be 25 and in the clear! That's when you'll no longer be considered a youthful operator. If you're living at home you should try to get insurance with your parents' insurance company; they may be able to offer you a multiple-car discount.

[thanu31]

Yea, that is with multi line and everything, its under my dads policy.I have to be primary driver as im the second driver and this would be our second car...400 is the best quote i got.

[JuggernautX]

I just did an approx. quote right now and yeah, that's how much you'd probably have to pay being 18 yrs old. You'll probably just have to eat the cost or maybe you should consider not having any collision or comprehensive coverage, just the mandatory coverages to drive the car. That would certainly bring the cost down!

[coriolis]

THEY WANT $400/MONTH FOR ME!!!!!!!!!!!!!!
quote on 2004 Mazda 3 GT.
Statefarm, all discounts included.
18yr old.

THIS SUKS..and could stop me from buyin this car!!!!!!!!!

Sounds about right, I'm 21, Belair, quoted me for $340 with the 04' GT. I have had no accidents, tickets or such on my name. Meh, such is life.

[Thrice08]

THEY WANT $400/MONTH FOR ME!!!!!!!!!!!!!!
quote on 2004 Mazda 3 GT.
Statefarm, all discounts included.
18yr old.

THIS SUKS..and could stop me from buyin this car!!!!!!!!!

Ya it was the same for me when I got my 99 Cavalier Z24 back in the day. I was around 20 and they wanted something like $350/month for a Cavalier.... ridiculous. But I ended up only paying $180/month by going under my parents insurance and using the multi vehicle discount. Now I'm living on my own with an 07 GT and it only costs me $145/month.

[TheProfessor]

I've actually found the MZ3 a relatively expensive car to insure. While my wife's rates for her car are quite reasonable at around $120-$130/mth, we've been looking at replacing it with a newer cute-ute. Did you know that if we purchase an Acura RDX our insurance will actually decrease by $22/mth over the MZ3!