22 years old 2011 Speed 3 184.00 a mth
Printable View
22 years old 2011 Speed 3 184.00 a mth
Whaaaaaaaat how????? :(:(:(
How is this possible?? With whom?Quote:
Originally Posted by chris.joh
Co-Operators I have 2 other cars insured through them all through my company.
Forgot to mention I am in Kitchener might have something to do with it and a clean record.
I am really jealous. Only reason I couldn't get the car I really wanted (speed3) was the insurance. 22 years old, clean record, 500+ a month!
Ouch! That's more then lease payment on it!Quote:
Originally Posted by grex
I know! its ridiculous. I think the insurance companies have it out for me. Let me tell you about motorcycle insurance. 20 year old male, 2001 CBR600rr, Cheapest quote I could find at the time was $11,000 a year LOL
Hopefully when I turn 25 ill get the big insurance drop and upgrade the vehicle lol
Holy Sh*t and that's why I don't have a bike! Its that whole "rr" that kills the rate. I'd shop the quote around, make them fight for your business they can be negotiated with believe it or not. Even if it ends up being only $10.00 a month it adds up.Quote:
Originally Posted by grex
i'm at $191 a month. Insurance is full coverage, $2 million liability, $500/$250 deductible. 24 year old female. 7 speeding tickets but all have dropped off as of last year
Only 24 and 7 tickets already?!?!? Damn, slow down girl! What were you paying before all your tickets dropped off?Quote:
Originally Posted by mzda_grl
Im 27 with 1 ticket on my record paying $205 a month with Meloche Monnex. Driving a 2010 GS 4dr.
Only 3 tickets in my life and I've been driving since I was 17.
all those tickets i got were driving through Brampton. it took me that many too realize, (a) don't drive over 80 in Brampton; or (b) stop goign to Brampton lol. i was paying $250 before with a high risk insurance company called Kingsway. now i am a regular driver apparently so i'm with certas direct. no more tickets for this girlQuote:
Originally Posted by Pillbox2010
Thats surprising to hear you got that many in Brampton. I visit my old man who lives in Brampton all the time, and I've seen people doing 120+ on Bovaird. Or the Bovaird Speedway as we call it. I didn't think they ticketed anyone there since so many people fly through that area.Quote:
Originally Posted by mzda_grl
$250 is still not bad. I had 2 tickets on my record at one time as I was paying $370 a month with a high risk insurer until one of them dropped off and I was able to get a regular provider. It was higher than what I'm paying every month on my car!
i wonder why no one else gets ticketed? lol. yours was substantially higher but keep in mind that it's because you are a guy. young men have higher rates than anyone else. $370 is ridiculous. when i had 5 tickets on at one point and my male friend who was 2 years older had no tickets and his rates were STILL higher than mine. its crazyQuote:
Originally Posted by Pillbox2010
Insurance companies piss me off, but even more so when I hear this! But its not all good news for young females either. I read that, because women text more than men and more importantly text and drive more than men, insurance will be on par for both sexes within a few years.Quote:
Originally Posted by mzda_grl
Also, maybe the cops find you attractive and when they see you speeding, they want a chance to check you out ...lol
Get your windows tinted!
ya it is i had the same thing and well im 19 was paying 500 but got fed up so paying 200 now in parents nameQuote:
Originally Posted by Tozer
hahahah my windows r tinted now. but ur theory might be off, because if they thought i was attractive they should avoid giving the ticket... hmmmm. they just didnt like the junker i was driving at the time i suppose :banaQuote:
Originally Posted by Pillbox2010
i pay 250 a month and im 24, car's in my name. no tickets, but i turn 25 this month so ill get the drop.
i turn 25 this month too. does it drop for both males and females?Quote:
Originally Posted by turtle
Reviving thread
Hey guys
Ok so my insurance is done by October...its either stay or move on..
Right now im with
Aviva
$298/month
Turning 23 this sept.
Have a 3yr old daughter
No tickets!
Do u guys know any insurance company that might be lower than what im paying now? Any advice or suggestion would be nice :)
Just got my renewal last month and mine went down by a whopping $5 per month...now at $172.
Forgot to mention...
30/York/Economical Mutual.
Full coverage, 300/500 deductible and clean record (pending a ticket scheduled for court next year.)
Try Johnson insurance
Quote:
Originally Posted by Mazdy
Was paying $377/month in 2009
Moved to Oshawa and went down to $350/month
Switched to TD and moved to Brighton and went down to $250/month
Minor got dropped, went down to $218/month
Had a daughter and switched to TD Meloche Monnex and went down to $155/month
Got a speeding ticket added, went back up to $190/month
I'm a 22 year old male, 1 speeding ticket, daughter, and common-law.
This site for the phone really sucks anyways , try des jardins as im only paying 205$ now full premium
No offence but johnson is shit ! Charged me 900$ when i first got my car And thats per monthQuote:
Originally Posted by aris
33/Durham/Aviva thro traders gen
Full coverage, 125/500 deductible and clean record also
just got my new policy statement. went down 4 whole dollars! $167 a month. 25 clean record
I went down 8 cents a month. Woo. Almost a dollar over the year!
Trade you, went u $100 to $400Quote:
Originally Posted by DualSoul
Speeding ticket (10 over) and accident.
I'd save $150 a month if I married my gf. Very, very tempting.
the joys of being young...mines $275/mo (n)
$244/mth with the 2011 speed 3 (TD meloche Monnex). Statefarm (who i was with) was gonna charge me $310. FOR WORSE COVERAGE!!!! Bastards. The only thing statefarm is good for is motorcycle insurance. When I got my bike (2004 R6) 21 yr old male, in woodbridge i was paying $130/mth. Then i turned 25 and it went down to $79/mth or $89/mth. I dont remember. Sold the bike and now moved on to a different company.
$1000/ded. accident forgiveness, 2mil coverage, $244/mth. 26/m/woodbridge/no tickets, no claims (knock on wood) lol
PS. If you know a mechanic or body guy who does insurance work there is no need to have $500 ded. If you do get into an accident you bring it to you buddies place and they will obviously waive the deductible especially since they are gonna increase the quote to the insurance company and make more than that any way...lol.... thats just how it goes.
Insurance companies screw you from left and right and every other angle. Regardless what the company is. I hate them all.. its all a government scam :flaming...
With this being said the law requires us to have insurance so whatever... With every company the rates vary on:
-Gender
-Age
-Nationality (haha just kidding)
-License Class?
-Record
-Location
-Car
-Model
-Year and so on...
I am going to check for mine tomorrow and i will come back and update you...
I'm 25, Male, my record is good, had a speeding ticket but thats almost 4 years ago so its away from the insurance system, I have been driving since i was 17, had my G full for about 3-5-years? I live in mississauga my car is 2011 Mazda GT-E, Black, Manual, SEDAN.
Will update you tomorrow what RBC will say (right now im paying 178 for full coverage on a 07 Saturn Ion)
:)
+ 1Quote:
Originally Posted by Z00M-Z00M
Also some insurance companies will give discounted rates depending on what college or university you go to or went to (alumni). Also CAA memebrs, and some workplaces if its a large company will get you discounted rates. FYI
Quote:
Originally Posted by Z00M-Z00M
Ughh i had to made an apt.. so i will update you tomorrow.. not today.. :( sorry guys
PS I think Ontario has the highest insurance rates in the country.
Quote:
Originally Posted by Hoodzy
I would agree with that, considering we have the bulk of the Canadian population crammed in southern Ontario.
Quote:
Originally Posted by Z00M-Z00M
For a 2011 Mazda 3 GT-E.. im paying $187 with RBC... full coverage and 500 ded..
Ok since ive been looking and getting alot of quote from different insurance companies...none of them is lower than im paying now...
So ive decided to stay with AVIVA insurance...
The cost of what im paying now is $270 from $298...so that was almost $30 down upon renewal...
And since ive only had my G license for about 7 months that didnt affect anything..
Right now...
AVIVA
$270/ month
23 yrs old
G license (7 months)
2.5 yr old daughter
No Tickets/Accidents
Why would I take offense lolQuote:
Originally Posted by 3GT12