Insurance companies screw you from left and right and every other angle. Regardless what the company is. I hate them all.. its all a government scam ...
With this being said the law requires us to have insurance so whatever... With every company the rates vary on:

-Gender
-Age
-Nationality (haha just kidding)
-License Class?
-Record
-Location
-Car
-Model
-Year and so on...

I am going to check for mine tomorrow and i will come back and update you...
I'm 25, Male, my record is good, had a speeding ticket but thats almost 4 years ago so its away from the insurance system, I have been driving since i was 17, had my G full for about 3-5-years? I live in mississauga my car is 2011 Mazda GT-E, Black, Manual, SEDAN.

Will update you tomorrow what RBC will say (right now im paying 178 for full coverage on a 07 Saturn Ion)