thats fudging cheap! but then again u do live in kitchener... try having your own name on a speed and paying insurance...Quote:
Originally Posted by mParsonz
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thats fudging cheap! but then again u do live in kitchener... try having your own name on a speed and paying insurance...Quote:
Originally Posted by mParsonz
Fact: everyone on this forum pays less insurance than you...Quote:
Originally Posted by Darkice
That's not entirely true.. Mine got cut in half nowQuote:
Originally Posted by Thrizzl3
Yeah unfortunately being young and a driver sucks for insurance. Hell being old and a driver sucks for insurance lol.Quote:
Originally Posted by Thrizzl3
1700~ per year. MB license/ 4 tickets since i started driving. Age : 28 in dec.
seems like insurance prices are really high in Ontario. I'm paying ~$85/month full coverage for my 2008.5 Mazdaspeed 3 (no tickets, no demerit points, 1 not at fault accident.)
Hey Guys/Girls, I have a question regarding insurance...I contacted my insurance yesterday (TD - Melonche Monnex) to ask about rims/lowering just so they would know I planned on doing it. The person I was speaking with told me that if I lower/do any aftermarket mods such as exhaust etc that if I were to get into an accident and they were told about mods, that I would a) no longer be insured with them and have to find new insurance in 30 days and b) they wouldn't cover a penny towards my accident because they don't insure modded cars. He suggested if I DO still want to do mods to find another insurance company who will insure me, but because my age (23) I will be paying a high premium to be insured with mods...any suggestions? (he was very nice through the whole process and was just giving me a heads up...)
Thanks in advance.
I'm with TD Insurance
My rates dropped by about $30 bucks a month to $205
1 not at fault accident
1 speeding ticket - 3 years ago august so it should be taken off i need to call them about this one as it comes off after they re-calculated my rates
26 Male
live in Scarborough
Full Coverage
That's the shitty thing about insurance in our province. I'm facing the same dilemma now as I want to start modding my car as well. I'm with RBC insurance and I think their policy is the same, no mods. I'm actually not sure if any insurance companies will cover us if we actually disclose our mods. Let me know what you end up doing.Quote:
Originally Posted by WM3
I am 23
Male
Live in Nova Scotia
Class 5 Licence with no infractions or at fault accidents
Full coverage with $1M liability and raised accident benefits
$0 Deductible and accident forgiveness
I drive a 2012 Mazda3 GT-E
I pay $138 per month
I am with TD Insurance
I also have loss of use (rental coverage) and for 5 years my car will be replaced at its original purchase price in the event it were a write off.
looking for a mazda, shopped around for a quote, best i got was with rbc
24 (going to be 25 in a few weeks)
1 at fault accident (but was almost 7 years ago)
1 claim uder current insurance (dick head rearened me at a red light)
online quote told 450, called it and dropped to 340.
no other tickets, but think it's still a bit high.
stay away from statefarm btw, their 'advantage quote' was offering me 650, basic quote was 629 :s
Try Bel air or TD insurance . the accident is what is killing you it could be affecting you from 7-9 years depending on the company. the claim for not at fault is not an issue.Quote:
Originally Posted by gq_movement
I was 24 with 1 speeding ticket and i paid $250 not i'm 26 paying $200
dang.Quote:
Originally Posted by zoso
i was with TD about 3-4 years ago. i got a quote, but they were 460, for utmost minimum coverage, not even the medium plan.
Will try Bel-Air.
2007 mazda3 gt
statefarm insurance
18 yrs old
$150/month with student discount
108 per month for a 2012 Speed3. I'm with TD. Full coverage and a few other perks.
Moncton, NB? That's pretty good..Quote:
Originally Posted by punkwrock
19 years old and i pay 136 a month full coverage on a 2012 speed 3
Jesus! i wish i had that, i pay $320 for a 2012 sky, and im 22Quote:
Originally Posted by Bosshammy
edit, i posted earlier in the thread but i also have one at fault accident (illegal left hand turn) as well as, since i drive more than 40 or 50km away from home, i have a higher chance of getting into an accident on the 401, so they charge me more.
I'm paying 340 a month with Bel-Air. 20 years old, primary driver and G license and clean title. Personally I think its robbery but it was the best quote.
05 mazda 3
bel-air
314/mnth
25
but have 1 claim plus apparently a ticket.
by jan it should drop down to 290
Quote:
Originally Posted by punkwrock
Damn insurance is cheap out east!Quote:
Originally Posted by Bosshammy
I'd say...... I'm 18 with a 2.0L 2012 and I pay 390 :(Quote:
Originally Posted by Wes08M3
If I start an apprenticeship will I get the student discount on my insurance?
Yeah youre right around where the rest of the people your age are. If youre looking for options to make your insurance cheaper id say:
A) change your residence to outside of the city if possible, makes a huge difference
B) if you dont have winter tires, i suggest you get some, my company knocked 300$ off my policy just because i purchased winter tires
C) ask your insurance company if they have a student discount and if the school youre planning to go to is eligible.
Well i'm 30 years old....I traded in my 2006 Lancer Ralliart(before they made it turbo) and the insurance on the Speed3 was cheaper!!! HAHA! I couldn't believe it. But insurance is better on the east coast than it was 10 years ago. The prices were astronomical in the early 2000's....highest in canada actually