Mazda 3 insurance cost per month ????

[pwdunmore]

Personal + mods = baaad

Any insurance + mods = baaaad

Unless you have a suggestion for a place for them to change to lol...

[Lmmorden]

Any insurance + mods = baaaad

Unless you have a suggestion for a place for them to change to lol...

Personal tried making me sign that I had no mods from original oem.. I said... I am no mechanic and I cannot certify such a thing... They said they cannot insure me then... I replied: so you only insure mechanics?
.. And hung up

[pwdunmore]

Personal tried making me sign that I had no mods from original oem.. I said... I am no mechanic and I cannot certify such a thing... They said they cannot insure me then... I replied: so you only insure mechanics?
.. And hung up

http://www.migee.com/2013/01/05/insu...anada-ontario/
It's just a blog post but is pretty informative.

Pretty much applies to all insurance companies but I agree with you about the personal. I have dealt with them and they are only good if you want to stay stock and save.

I asked them about my winters being different rim sizes and weights, broker gave me a huge rant answering nothing. I told him that the weight of the car affects performance more than anything else. It all comes down to what you can prove in court and what contracts are signed by the parties.

Legal mafias... paying for protection

[Firefox444]

@Firefox444

When you say $118 "comprehensive"... Do you mean that you DON'T have collision coverage on the vehicle?

No, my insurance includes liability and collision (when I say "comprehensive" I really mean those plus other items like having a tree branch hit the car, having the car vandalized etc.). Depending on the specific provider and policy, those types of ailments may or may not be included.

In reality, I would only ever file a claim if a) The damage was the result of another driver or b) The damage resulted in extensive cost (i.e. thousands of dollars). Filing a claim for a few hundred dollars (e.g. minor body damage, etc.) probably doesn't make sense as it would drive your premiums up and you'd probably be paying even more in the long run.

[MS3_]

Personal + mods = baaad

Yea if u tell them ur mods lol

[MDMaz3]

OK, Just over 50, thought I'd see a reduction but nada last year. Then moved from Scarborough to Etobicoke. I go from $1450 to $2250 roughly. Now, the bone I have isn't so much the rate increase, however, as I submitted my change of address, this is when I find out my whopping increase. Instead of offering me another more economical option, they just go ahead an process the address change. Afterwards, after shopping around I find I can get same coverage for $1650, and guess what...so can they with RSA. WTF, isn't your broker supposed to be looking after you, or are they all in bed with the insurance companies.

Looking to switch brokers....I've been with them for 30 years.....can you believe they tell me I now have to pay a cancellation fee, should the had done what they supposed to and offer better customer service this could have been caught just before my renewal.

Do your brokers contact you before your renwal offering you savings or cheaper but reputable insurane options?

[MoreYummy]

Who is RSA? it varies between brokers.

[MDMaz3]

aqAa= Royal Sun Alliance

[jay93]

Was $250 monthly, now after the yearly renewal, it dropped to $218. Boohyaaaah! Safe driving FTW. But actually I wish it would go less than $150 because yeah

[longlong819]

Im with TD auto insurance and they charge me $260 a month for 2010 mazda3 hatch. I only selected the basic package.

[Metal Wing]

Does the insurance decrease after you turn 25? If so, must I call (like when I got my G license) or is the rate just automatically lowered in their system?

[Aitch]

Does the insurance decrease after you turn 25? If so, must I call (like when I got my G license) or is the rate just automatically lowered in their system?

It should be automatic, but no harm in calling. I held off delivery of my first cart purchase until the week after my 25th birthday since insurance told me the rate was going to be about 40% lower and there wouldn't be a mid-year adjustment.

[jaimie08mazda3]

Does the insurance decrease after you turn 25? If so, must I call (like when I got my G license) or is the rate just automatically lowered in their system?

It does. I turned 25 this year and mine went down from 178 to 150.

[Girds]

Renewal just came in $200 off my premium so now I pay $352 instead of $374

[zachm3]

2005 mazda 3 gt hatch.
21 years old.
$289/mo with belair.
Expected to pay much more.

[Jenuine]

Mine went from $202 (2013) to $164 (2014) to $136 (now) in 2 years

With full coverage including depreciation waiver and in Toronto

[Canadianbacon]

2005 mazda 3 gt hatch.
21 years old.
$289/mo with belair.
Expected to pay much more.

Definitely not in Scarborough its $289 and primary?

[Thrizzl3]

Mine went from $202 (2013) to $164 (2014) to $136 (now) in 2 years

With full coverage including depreciation waiver and in Toronto

There has to be a reason why this is so cheap....oh yeah all those damn discounts...

[SKyactivmanny]

I went from $350 to $190 because i live in St Catherines.



Technically i do somewhat on weekends...kinda.

[jaimie08mazda3]

I went from $350 to $190 because i live in St Catherines.



Technically i do somewhat on weekends...kinda.

Lol I still technically live in Rockwood. Just never switched it to Guelph.

[frankjames]

TD Insurance - Meloche Monnex
31 years old
In Milton
2013 3 Skyactiv Hatchback
$115 a month

[funkdupspeed3]

TD Insurance - Meloche Monnex
32 years old
In Brampton
2013 3 Skyactiv Hatchback
$178/month (Full coverage w/ 5 year full replacement cost advantage)

[CloudPump]

I went from $350 to $190 because i live in St Catherines.



Technically i do somewhat on weekends...kinda.

I'd delete this post if you can. This is considered fraud and carries a maximum 10 year prison sentence.

-Geoff

[gta_driver]

I'd delete this post if you can. This is considered fraud and carries a maximum 10 year prison sentence.

-Geoff

What if he's on a temporary work assignment in a different city? Surely it's not as simple as that.

[SKyactivmanny]

I'd delete this post if you can. This is considered fraud and carries a maximum 10 year prison sentence.

-Geoff

I do live there tho. I spend half the week there